Roof Maintenance and Home Insurance: Avoid Costly Claims

Your roof is your home’s first line of defense against the elements. Proper maintenance can prevent insurance claims:

Routine Inspections

Inspect your roof twice a year for missing shingles, cracks, or leaks. Hire a professional for hard-to-reach areas.

Repairs and Upgrades

- Replace damaged shingles promptly - Reinforce flashing around chimneys and vents - Consider impact-resistant roofing materials

Insurance Coverage

Check if your policy covers roof repairs or replacements. Some policies exclude older roofs or limit coverage for certain types of damage, like hail.

Documentation

Keep records of roof maintenance and repairs to support insurance claims. Photos before and after storms can help prove damage.

Regular roof maintenance reduces the risk of leaks and structural damage, saving you from costly repairs and insurance disputes.