September 1, 2025
Robert Kim
Preventing Water Damage: Home Insurance and Maintenance Tips
Water damage is a top insurance claim, but proactive maintenance can help:
Interior Maintenance
- Inspect appliances like dishwashers and washing machines for leaks - Check caulking around tubs and showers - Monitor water heaters for signs of corrosion
Exterior Maintenance
- Clean gutters to prevent overflow - Ensure downspouts direct water away from the foundation - Inspect your roof for leaks or weak spots
Insurance Coverage
Confirm your policy covers sudden water damage. Note that gradual leaks or flooding may require separate coverage.
Smart Technology
Consider water leak detectors that alert you to issues in real-time.
Regular maintenance and the right insurance coverage can prevent costly water damage repairs.
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