Storm-Proofing Your Home: Insurance Tips for Severe Weather
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Severe storms, including hurricanes and tornadoes, can cause significant property damage. Prepare your home and insurance coverage:
Storm-Proofing Your Property
- Reinforce windows with storm shutters or impact-resistant glass - Secure heavy outdoor items like patio furniture - Trim trees to prevent branches from falling - Ensure your roof is in good condition
Insurance Considerations
Standard policies may not cover wind or hail damage fully. Check if you need separate windstorm or hurricane insurance, especially in high-risk areas.
Documentation
Keep an updated home inventory with photos and receipts to streamline claims. Store digital copies in the cloud.
Emergency Kit
Prepare a kit with food, water, flashlights, and first-aid supplies. Know your evacuation routes and stay informed about weather alerts.
By preparing for storms, you can protect your home and simplify the insurance claims process.
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